DBI TripKhata
Spend together. Settle fairly.
One shared ledger for your trip. Everyone adds what they paid, everyone sees the same expenses and balances, and DBI TripKhata works out who owes whom, automatically.
Goa Weekend
4 members · 3 expenses
Total trip spend
₹10,200
₹2,550 per person
Hotel booking
Aman paid
₹6,000
Petrol
Rohit paid
₹2,400
Dinner
Meera paid
₹1,800
Settle up
Sana pays Aman ₹2,550
Rohit pays Aman ₹150
At a glance
One shared ledger, zero guesswork
No memory, no chat scrolling, no handwritten notes. The platform does the accounting for you, accurately, every single time.
Shared
One ledger for the whole group
4
Ways to split an expense
Fewest
Payments to settle up
Zero
Balances always add up to zero
Why it matters
The everyday problem with shared expenses
Anyone who has travelled or lived with a group knows this story.
Everyone pays for something
Hotels, fuel, food, tickets. No single person ever holds the full picture.
Easy to forget
What you paid, which costs were shared and who already paid you back.
Chats and notes get messy
WhatsApp messages and handwritten notes become impossible to reconcile as expenses grow.
Guessing strains friendships
Guessing about money leads to awkward conversations. Nobody wants that on a trip.
Who it is for
Built for groups that spend together
Meet Aman. He booked the hotel for a weekend trip with three friends.
Aman
Trip organiser · Four friends · Goa weekend
I paid for the hotel, Rohit paid for petrol, Meera for dinner. After the trip, nobody remembers who owes whom.
Goal
Enjoy the trip, and settle up fairly without a long argument.
Frustration
Totalling receipts and chat messages by hand, and worrying he got the maths wrong.
What they need
One shared record that everyone can see, with the final balances worked out automatically.
The DBI TripKhata way
Without it, and with it
What you get
Everything a group needs to track, split and settle
Trips and groups
Create a trip in seconds and invite your group with a secure, shareable invite code.
Fast expense logging
Who paid, what for, how much and when, with categories, notes and receipt photos.
Flexible splitting
Split equally, by exact amount, by percentage or by custom shares.
Automatic balance ledger
Always-accurate running totals for every member, calculated by the platform.
Smart settlement
The fewest possible payments needed to clear every balance in the group.
Activity feed and alerts
A live record of every expense, edit, new member and settlement update.
Reports and summaries
Trip totals, category breakdowns, a downloadable report and a shareable summary link.
Honest history
Edits stay on record and removed expenses are marked void, never silently deleted.
Privacy and access control
Only people who joined a trip can see its expenses and balances.
Four ways to split
Fair splits, every time
Not every expense should be split evenly. Whichever way you choose, it adds up to the exact total, with nothing lost to rounding.
Equal split
For everyday costs everyone shares the same, like dinner or a cab.
Exact amounts
When people owe different sums for the same bill.
Percentage split
For proportional arrangements, such as 60% and 40%.
Share-based split
When some members should pay more or less by weight.
How it works
From sign-up to settling up
A few simple steps take your group from “who paid for what” to “everyone knows where they stand”.
- 1
Sign up
Create your account in moments.
- 2
Create a trip
Name it, add a destination and dates if you like. You become its admin.
- 3
Invite your group
Share the invite link or code with friends, however you normally reach them.
- 4
Friends join
Once they accept, they appear in the member list and can see the trip.
- 5
Log expenses as they happen
Add who paid, how much, what for and how it should be split.
- 6
Everyone stays in sync
The feed updates instantly and every balance recalculates for the whole group.
- 7
Review before you settle
Check totals, the category breakdown and exactly who owes whom.
- 8
Settle up
Pay the way you normally do, mark it as sent, and the receiver confirms it.
Settling up
Clear, tracked settlements
DBI TripKhata is not a payment wallet. You pay each other by UPI, cash or bank transfer, and the app keeps the record straight.
Balances calculated
The platform works out who should pay whom, and how much.
Fewest payments
A minimum set of transfers clears every balance, adding up to zero.
Pay outside the app
UPI, cash or bank transfer, the way your group prefers.
Mark and confirm
The payer marks it sent, the receiver confirms it or flags a mismatch.
Your benefits
What you actually feel in everyday life
Save time
No more totalling receipts or updating spreadsheets after a trip.
Avoid awkward talks
Shared, transparent numbers remove the need to ask who owes what.
Split fairly
Equal costs, lopsided shares and one-off exact amounts, all handled with ease.
Never lose track
A complete history means nothing is quietly changed or forgotten.
Settle with confidence
Know the exact, minimum payments needed to clear every balance.
Easy to invite
Invite your whole group with one private link or code.
Real-life moments
Where DBI TripKhata fits naturally
Trips with friends
One books the hotel, one fills fuel, one pays for dinner. The app already knows who owes whom.
Family vacations
Track shared costs clearly, even when contributions are not meant to be equal.
Roommates and flatmates
Groceries, electricity or a Sunday dinner. Always know where the household stands.
Friend and college outings
A shared cab or group dinner, quick to log and instantly split.
Office and team events
Pool money for a team lunch or farewell gift with a transparent collection.
Couples sharing costs
Rent, groceries or date nights, with a simple and honest running balance.
Why DBI TripKhata
What sets it apart
Accuracy you can verify
Every balance comes from an auditable ledger, and the sum of all balances is always exactly zero.
Built for real groups
Unequal shares, excluded members, backdated entries and edited or voided expenses, all handled correctly.
Nothing hidden
Every member sees the same feed and the same balances. There is no admin-only version of the numbers.
No duplicate expenses
A slow network or a double-tap never creates a duplicate, so totals stay accurate.
Receipts kept private
Attach a receipt photo to any expense. It stays private to your trip by default.
Fair to everyone
Everyone sees the same numbers, so there is no room for doubt or awkward questions.
Privacy and trust
Trip data belongs to the trip
Your privacy, built in
- Only members who joined can see expenses, balances or the member list
- An invited person sees only the trip name and who invited them until they accept
- Invite codes can expire and can be revoked any time
- Shareable summaries use a private, time-limited link
- A summary link never exposes anyone's individual expense details
What DBI TripKhata is, and is not
- It is a transparency and calculation tool
- It tells you who should pay whom, and how much
- It is not a payment wallet and does not move money
- Money moves by UPI, cash or bank transfer outside the app
Easy to invite
Share a link or code, however you normally reach your friends.
You stay in control
Revoke an invite code at any time to decide who can see the trip.
Everyone can join
Friends join with the invite link or code and see the trip once they accept.
Who it is built for
Anyone who shares money with other people
- Friend groups who travel together
- Families planning shared trips or events
- Roommates and flatmates managing household costs
- Students and young professionals splitting everyday expenses
- Clubs, outing groups and social circles that pool money
- Anyone organising a group activity where more than one person pays
Pricing
DBI TripKhata pricing
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Questions people ask
Frequently asked questions
Pricing is coming soon. The DBI team will announce it.
Spend your energy on the trip, not the accounting.
Easy to invite friends. Every expense visible. Balances calculated automatically. Ask our AI anything, or write to the DBI team.
Also see DBI Rakshak, DBI CounterGuard and DBI WatchGuard